Whether you’re looking for a cozy down comforter, a high-speed blender, or a new bath rug—Bed Bath & Beyond has just about everything you need for your home. Bed Bath & Beyond already offers competitive prices on home goods, but on top of that, there are always more ways to save. The shopping savants at Groupon Coupons dive into just how much you can save with a Bed Bath & Beyond credit card.
Visit the Groupon Coupons Bed Bath & Beyond coupon page for everyday savings.
The Basics of Bed Bath & Beyond Credit Card
Bed Bath & Beyond offers two card credits: one is a store card, the other is a Mastercard. Essentially, the store card can only be used at Bed Bath & Beyond stores (Cost Plus World Market, buybuy Baby, Harmon, and Harmon Face Values) and the MasterCard can be used anywhere that accepts MasterCard.
Cardholder Benefits
Both Cards |
Just the Bed Bath & Beyond MasterCard |
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Bottom Line: Is the Credit Card Worth It?
If you’re a frequent Bed Bath & Beyond shopper, the card can help you save. But because savings are dependent on how much you spend, it is really only worth it if you shop at Bed Bath & Beyond pretty frequently. On the other hand, if you are planning to spend a lot of money at Bed Bath & Beyond in a short period of time, say to outfit a new home or college dorm room, it can also be a good idea to open a card and reap the rewards—then you can always close it when you no longer need it.
Bed Bath & Beyond Credit Card FAQ
How do the Rewards Work?
When you earn $10 in rewards, a $10 off reward certificate will be sent to you in the mail. This certificate gets you $10 off a purchase at Bed Bath & Beyond. You can redeem up to 20 certificates per purchase. Rewards expire 6 months after they are issued, so it is nearly impossible to save them up for a big purchase.
How Do I Apply?
Apply for the Bed Bath & Beyond Store Card here and the Bed Bath and Beyond MasterCard here. If you apply and don’t qualify for the MasterCard, you’ll be automatically considered for the store credit card.
Can I Cancel my Bed Bath & Beyond Credit Card?
Yes, you can close your account at any time. Call the number on the back of your card to cancel your card.
What is the Annual Fee and APR?
There is no annual fee for either card. The APR will differ depending on your credit score. It can range from 13.99% to 26.99%. Find more info on APR rates here. So you won’t want to carry a balance unless you choose to use the special financing options.
Bed Bath & Beyond Credit Cards Special Financing Options
Instead of reaping the rewards of well, rewards, you can choose to take advantage of Bed Bath & Beyonds’ special financing on purchases over $250. If you go this route, you will not qualify for the rewards mentioned above. This “special financing” essentially means you’ll have no interest fees as long as you pay the full amount in the required time—it’s similar to 0% APR. However, if you do not pay the full amount on time, you will be charged the full amount of interest.
There are three options for this financing:
- 6-month special financing on purchases that are $250–$499.99 (Available on both cards.)
- 12-month special financing on purchases that are $500–$1,499.99 (Available on both cards.)
- 24-month special financing on purchases that are $1,500 or more (Only available on the Bed Bath & Beyond Store Credit Card.)
